Supporting Catastrophic Injury Care in Michigan

Michigan Catastrophic Claims Association

Since 1978, the MCCA has offered financial support for lifetime medical care following severe auto accidents. We make sure the funds exist so that every person in Michigan who suffers a catastrophic injury gets the care they need, when they need it.

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LEGAL NOTICE: Effective August 5, 2026, the MCCA has appointed CT Corporation System (“CT Corp”) as its Registered Agent for the receipt of service of process and other legal notices. Accordingly, all service of process, subpoenas, and other legal documents directed to or intended for the MCCA shall be served exclusively through CT Corp and shall not be served upon any individual MCCA employee, officer, or representative. Such service shall be directed as follows: CT Corporation Services, 40600 Ann Arbor Road, Suite 201, Plymouth MI 48170-4675

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About MCCA

The Michigan Catastrophic Claims Association is a model of financial stability and success that has effectively served the state as a nonprofit re-insurer, enabling insurance companies to provide no-fault coverage that pays for medical care to those who have been catastrophically injured in car crashes.

  • Nonprofit status since 1978

  • $25 billion in lifetime funding provided

  • More than 49,000 catastrophic claims reported 

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Learn about catastrophic injuries, benefits, and how the MCCA supports lifetime care.

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Access financial reports, audits, legal framework, and oversight information.

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Learn More About MCCA

Discover the MCCA's mission, history, and role in Michigan's auto insurance system.

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News & Updates

Latest Updates

Stay informed with the latest updates and insights from the Michigan Catastrophic Claims Association.

News & Updates
Legal Notice – Aug. 5, 2026
Legal Notice – Aug. 5, 2026

LEGAL NOTICE: Effective August 5, 2026, the MCCA has appointed CT Corporation System (“CT Corp”) as its Registered Agent for the receipt of service of process and other legal notices.

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National Insurance Day highlights Michigan's unique catastrophic auto insurance system
National Insurance Day highlights Michigan's unique catastrophic auto insurance system

As National Insurance Awareness Day is observed on June 28, the Michigan Catastrophic Claims Association (MCCA) is encouraging Michiganders to learn more about the unique protections built into the state's no-fault auto insurance system — and the role the MCCA has played in supporting that system for nearly five decades.

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MCCA names Michael Kramer as new Director of Legal, Governance and Compliance
MCCA names Michael Kramer as new Director of Legal, Governance and Compliance

The Michigan Catastrophic Claims Association (MCCA) today announced Michael Kramer as its new Director of Legal, Governance and Compliance.

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MCCA highlights strong commitment to transparency through launch of new website
MCCA highlights strong commitment to transparency through launch of new website

The Michigan Catastrophic Claims Association (MCCA) launched a new website today that takes its commitment to transparency and accountability to the next level. With a wealth of resources for consumers and policymakers, the new site provides accurate, up-to-date, and comprehensive information regarding the association and its impact on auto insurance in Michigan. 

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Assessment Release Notice – October 8, 2025
Assessment Release Notice – October 8, 2025

MCCA per-vehicle assessment fee remains significantly lower than before the 2019 auto no-fault reforms. Data shows reforms are reining in rising costs, saving drivers money.

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